How do I know my insurance coverage and how can I use it?

1. Check Your Insurance Policy:

• Main Document: Your insurance policy is the key document that details what your auto insurance covers. Review it carefully to understand the terms, coverage limits, and any potential exclusions.

2. Identify Coverage Types:

• Liability Insurance: Protects against damages you may cause to others.

Comprehensive Coverage: Offers broader coverage, including damages to your own vehicle.

• Parking Insurance: Allows you to repair damages caused by other users when your vehicle is parked. Often, this option has no deductible or a low deductible.

3. Verify Deductibles:

• Deductible: This is the amount of money you must pay before the insurance comes into play. Understand how the deductible works to avoid surprises.

4. Contact Your Insurance Company:

• Customer Service: If you have any questions about your coverage, don't hesitate to contact your insurance company. Customer service can clarify any ambiguities and provide you with specific information regarding your policy; please have your vehicle registration ready for any inquiries.

5. Use Your Insurance Wisely:

• Report Claims Promptly: In case of an accident, inform your insurance company immediately. Delaying the report can complicate the process.

6. Follow Claim Procedures:

• Documentation: Provide all required documents to facilitate the claims process. This may include photos, police reports, and other evidence.

7. Stay Informed of Changes:

• Updates: Inform your insurance company of changes in your situation, such as moving, purchasing a new vehicle, etc.

8. Car insurance brand:

• Allianz Suisse Assurances, AXA SA, Baloise, Vaudoise, ELVIA, GENERALI, Helvetia, Mobilière, Smile Direct, Sympany, Auto TCS, Vaudoise Assurance, Zurich, Zurich Connect